Flight Student Loan

Our Aviation Academy has partnered with multiple education lenders to provide competitive financing options for your airline career training. Please check out our flight training loan and financing options below. We are happy to assist with any questions you may have.

International Flight Student Loans

At this time, our Aviation Academy does not offer education loans to international flight students who do not reside within the U.S. or have a credit history. However, there might be loan options available in your home country.

Scholarships and Grants

Our Avaition Academy does not offer scholarships or fully paid pilot training for international or domestic flight students at this time. For U.S. residents. You may find scholarships at the Federal Aviation Administration website 

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Flight Training Loan options

You may apply for financing  a student loan for your airline career training. Our Aviation Academy offers two different options. We have partnered with the Meritize Platform to provide our students with financing options to fund your education. Check your loan options in minutes without impacting your credit score at https://apply.meritize.com

Florida Flyers Flight Academy does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”) or the Meritize platform. Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/) Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access https://www.nmlsconsumeraccess.org/)Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: IN, ME, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.
**For residents of SC, loan is made by Meritize Financial, Inc.
*Variable rates are subject to change.

We have teamed up with the Meritize Platform* to offer our student’s a unique financing option. Meritize works with students, educators,and employers to help people excel in skills-based careers.

Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options.

A few reasons why the MeritizePlatform is a great option for students include:

  • Fixed and variable interest rates available** Flexible payment options, including deferring full principal and interest payments until 3months after you complete your training
  • Customer support available 6 days a week
  • 0.25% interest rate deduction if you sign up for autopay***

Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.

If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:

  • Academic Experience (Official or unofficial transcript or HSE certification)
  • Military Experience (DD214)

Want to learn more? Check out their FAQ page here: https://www.meritize.com/students/faq/ or give them a call at 833-MERIT-4-U.

Ready to see if you qualify? Check your options here: https://apply.meritize.com/

AOPA offers a non typical loan option for non career based flight training. Their flight training loan is not a typical student loan. It is a line of credit that can be used for any flight training school or program. You can use the funds to pay the school directly as you make your way from private pilot to instrument pilot and beyond.

  • Private pilot’s license for as little as $150-300 a month*
  • Instrument rating for as little as $175 a month*
  • Multi rating for as little as $75 a month*

AOPA Finance terms

  • Rates start at 10.74% and go up to 12.74% APR
  • Minimum credit score of 660
  • Payments are $25 for every $1000 in outstanding balance
  • There is no loan deferment at this time
  • Credit approval and interest rates are dependent upon the credit history, income and obligations of the applicant and co-borrower, if any
  • Rates are floating based on WSJ Prime rate. With a credit score of 740 or above it is Prime + 4.99%
  • Total unsecured debt cannot exceed 30% of annual income
  • Maximum DTI of 50%
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