Ukuguqula iphupha lakho ukuze ufunde ukubhabha kwinyani kufuna okungaphezulu nje kokuthanda- kufuna ukucwangciswa okucokisekileyo kunye nokucinga ngobuchule. Nokuba ujonge ukufumana isatifikethi sokulingwa sabucala okanye esipheleleyo umsebenzi wokubhabha, ukufumana imali yoqeqesho lwenqwelomoya linyathelo lokuqala elibalulekileyo.
Iindaba ezilungileyo? Kukho uluhlu olubanzi lwezisombululo zokukunceda ngemali uhambo lwakho. Ukusuka kuhlahlo lwabiwo-mali kunye nemali-mboleko ukuya kwi-scholarship kunye nezibonelelo, esi sikhokelo siya kukuhamba ngeendlela ezifumanekayo ukwenza amaphupha akho okubhabha ngenqwelomoya.
Funda Ukubhabha: Misela Iinjongo Zakho
Inyathelo lokuqala kuhambo lwakho lokufunda ukubhabha kukuchaza iinjongo zakho zokubhabha. Ngaba ujonge ukubhabha ngokuzonwabisa, okanye ngaba uphupha ngomsebenzi esibhakabhakeni? Impendulo yakho iya kugqiba umgangatho woqeqesho oludingayo kunye neendleko ezinxulumene noko.
Kwabo banomdla kwindiza yokuzonwabisa, isatifikethi somqhubi wezemidlalo okanye isatifikethi sokulingwa sabucala ihlala yanele. Isatifikethi somqhubi wezemidlalo lolona khetho lufikelelekayo ngakumbi, lulungele ukubhabha kwinqwelo-moya yezemidlalo elula, ngelixa isatifikethi somqhubi wabucala sinika ukuguquguquka okukhulu, sikuvumela ukuba ubhabhe uluhlu olubanzi lwenqwelomoya kwaye uthwale abakhweli.
Ngokwe-avareji, ukufumana esinye sezi zatifikethi kunokubiza phakathi kwe-5,000 yeedola kunye ne-15,000 yeedola, kuxhomekeke kwizinto ezifana nendawo kunye nesantya soqeqesho lwakho. Ukuba kamva uthatha isigqibo sokwandisa izakhono zakho, ukongeza i isixhobo sokukala or ukukala kweenjini ezininzi inokubiza i-$5,000 eyongezelelweyo ukuya kwi-12,000 yeedola.
Ukuba injongo yakho kukufunda ukubhabha ngokobuchule, kuya kufuneka ukuba ulandele isatifikethi sokulinga urhwebo kunye nesatifikethi somqhubi wenqwelomoya yothutho lwenqwelomoya (ATP). Le ndlela ifuna iireyithingi eziphambili, ezifana nesixhobo, ii-injini ezininzi, kunye nomgangatho oqinisekisiweyo we-flight instructor (CFI), kwaye inokubiza naphi na ukusuka kwi-50,000 yeedola ukuya kwi-120,000 yeedola.
Ukuba ukhetha ukubandakanya isidanga senqwelomoya njengenxalenye yoqeqesho lwakho, zilungiselele ukongeza i-25,000 yeedola ukuya kwi-250,000 yeedola kuhlahlo lwabiwo-mali lwakho, kuxhomekeke ekubeni uyafunda na kwikholeji yasekuhlaleni okanye kwiyunivesiti ephezulu ye-aeronautical.
Cwangcisa uhlahlo-lwabiwo mali
Nje ukuba uzibekele iinjongo zakho zokuhamba ngenqwelomoya, inyathelo elilandelayo kukwenza uhlahlo lwabiwo-mali oluyinyani ukuxhasa uqeqesho lwakho. Nokuba ujonge ukuzonwabisa okanye ukubhabha okuchwepheshile, ucwangciso lwezemali ngononophelo lungundoqo ekuqinisekiseni ukuba iphupha lakho lokufunda ukubhabha lihlala lisendleleni.
Kwabo bajonge ukubhabha ngokuzonwabisa, iindleko zilawuleka ngakumbi kodwa zisafuna ucwangciso olucingisisiweyo. Enye indlela kukugcina isixa esipheleleyo phambi kokuba uqale uqeqesho lwakho, nto leyo enokukunceda uphephe uxinzelelo lwezemali ezantsi kumgca. Kungenjalo, unokwaba inxalenye yomvuzo wakho wenyanga ukuhlawula iindleko zoqeqesho. Ukuba ufuna imali eyongezelelweyo, iimali-mboleko zomntu okanye iimali mboleko zezindlu ziyindlela efanelekileyo yokuqwalaselwa.
Kwabanqwenelekayo abaqhubi beenqwelo-moya, ukuzibophelela kwezemali kuphezulu kakhulu, kodwa kukho izicwangciso ezininzi zokulawula iindleko. Iinketho zemali ezizodwa, ezifana mboleko evela kwiPilot Finance okanye I-AOPA, zenzelwe ngokukodwa uqeqesho lokuhamba ngeenqwelomoya kwaye zinokunceda ukuvala umsantsa.
Ukuba uligqala lasemkhosini lase-US, sukuyihoya iPost-9/11 I-GI Bill, enokuhlawula inxalenye yeendleko zakho zoqeqesho. Ukongezelela, izikolo ezininzi ze-flight zibonelela ngezicwangciso zentlawulo eziguquguqukayo, ezikuvumela ukuba usasaze iindleko ngokuhamba kwexesha.
Ngokuthatha ixesha lokucwangcisa ibhajethi yakho kwaye ujonge iindlela zokuxhasa ngemali, unokuqinisekisa ukuba imiqobo yemali ayimi endleleni yephupha lakho lokufunda ukubhabha.
Jonga iiScholarship kunye neZibonelelo
Enye yeendlela ezisebenzayo zokuxhasa ngemali uhambo lwakho lokufunda ukubhabha ngokungena kwi-scholarship kunye nezibonelelo. Ezi zibonelelo zemali zinokuwunciphisa kakhulu umthwalo weendleko zoqeqesho, zenze ukuba amaphupha akho okubhabha afikeleleke ngakumbi.
Qala ngokujonga amathuba ngokusebenzisa imibutho yabazalwana kunye neyasekuhlaleni. Ukuba wena okanye amalungu osapho lwakho ningamaqela afana neRotary Club, Lions Club, okanye imibutho efanayo, banokunikezela ngezifundo ezinokuthi zisetyenziswe kuqeqesho lokubhabha. Uninzi lwale mibutho luzimisele ukuxhasa imisebenzi yemfundo, kuquka nokuhamba ngeenqwelomoya.
Okulandelayo, jonga kwimibutho ejongene nokuhamba ngenqwelomoya ebonelela ngemali yokufunda kwabo banqwenela ukuba ngabaqhubi beenqwelomoya. Amaqela afana noMbutho woMfuniselo weeNqwelomoya (EAA), i Amashumi alithoba anesithoba (umbutho wamazwe ngamazwe wabaqhubi beenqwelo-moya), kunye neWomen in Aviation International (WAI) ibonelela ngeendlela ezahlukeneyo zenkxaso-mali.
Ezi zifundo zinokususela kumabhaso ayimali eziqinisekiso ezithile, ezinje ngelayisenisi yokuqhuba yabucala, ukuya kwimirhumo eqhelekileyo enokusetyenziswa kuyo nayiphi na inxalenye yoqeqesho lwakho. Iiklabhu zeenqwelomoya zengingqi kunye nemibutho ekwinqanaba likarhulumente inokuba namathuba enkxaso-mali, ke qiniseka ukuba uphanda ngento ekhoyo kwindawo yakho.
Ungalibali ukujonga nombutho wakho woqeqesho ngenqwelomoya (ATO) okanye isikolo sokubhabha. Izikolo ezininzi, ezinje nge-CAE, zibonelela ngenkxaso-mali yokufunda ngothungelwano lwazo lwabafundi okanye iinkqubo zokufikelela eluntwini. Ezi zifundo zihlala zilungiselelwe abafundi ababhalise kwiinkqubo zabo, zibenza babe lukhetho olukhulu ukuba sele uzibophelele kwisikolo esithile.
Iingcebiso ezongezelelweyo zokuxhasa ngezimali uQeqesho lwakho
Ngaphandle kokufunda kunye nemali-mboleko, kukho iindlela ezininzi zokuyila zokuxhasa ngemali uqeqesho lwakho kwaye wenze iphupha lakho lifunde ukubhabha libe yinyani.
Ukuba ulinganisa uqeqesho lokubhabha kunye nezinye izibophelelo, cinga ngomsebenzi wesingxungxo ukongeza umvuzo wakho. Uninzi lwezikolo ngenqwelomoya zibonelela ngeshedyuli eguquguqukayo, ekuvumela ukuba uqeqeshe ngelixa usebenza umsebenzi wesingxungxo. Abanye abafundi bade bafumane umsebenzi kwisikolo sabo sokuhamba ngenqwelomoya, njengokuncedisa kwimisebenzi yolawulo okanye ukulungiswa kwenqwelomoya, nto leyo enokunceda ukunciphisa iindleko.
Olunye ukhetho olutsha yi-crowdfunding. Amaqonga anjengeGoFundMe okanye iKickstarter akuvumela ukuba wabelane ngeenjongo zakho ngenqwelomoya nabahlobo, usapho, kunye nabathanda ukuphaphotha abanokukulungela ukuxhasa uhambo lwakho. Qiniseka ukuba wenza ibali elinyanzelisayo malunga nokuba kutheni ufuna ukufunda ukubhabha kunye nendlela amagalelo abo aya kukunceda ngayo ufezekise amaphupha akho.
Okokugqibela, ungazihoyi izicwangciso zentlawulo ezibonelelwa zizikolo ngenqwelomoya ezifana Florida Flyers Flight Academy. Amaziko amaninzi ayayiqonda imingeni yezemali yoqeqesho lwenqwelomoya kwaye abonelele ngeendlela zokuhlawula eziguquguqukayo ukuze kube lula umthwalo. Ezi zicwangciso zikuvumela ukuba usasaze iindleko zoqeqesho lwakho ekuhambeni kwexesha, ukwenza kube lula ukulawula.
Ngokudibanisa ezi zicwangciso-izifundo, umsebenzi wexeshana, i-crowdfunding, kunye nezicwangciso zentlawulo-unokwenza isicwangciso semali esibanzi esixhasa injongo yakho yokufunda ukubhabha ngaphandle kokugqithisa ibhajethi yakho.
isiphelo
Uhambo lokufunda ukubhabha ngumzamo ochulumancisayo nonomvuzo, kodwa lufuna ucwangciso olucokisekileyo lwezemali kunye nobuchule. Nokuba ujonge ukuzonwabisa ngenqwelomoya okanye ujonge ikhondo lobungcali lokuhamba ngenqwelomoya, ukuqonda iinjongo zakho, ukwenza uhlahlo lwabiwo-mali oluyinyani, kunye nokukhangela iindlela zokuxhasa ngemali ngamanyathelo abalulekileyo okuphumelela.
Ukusuka kwizifundi kunye nezibonelelo ukuya kumsebenzi wethutyana kunye nezicwangciso zentlawulo eziguquguqukayo, zininzi iindlela zokwenza ukuba amaphupha akho okubhabha afezekiswe. Ngokusebenzisa ezi zixhobo kwaye uhlale uzibophelele kwiinjongo zakho, unokuyoyisa imiqobo yezemali kwaye uye esibhakabhakeni ngokuzithemba.
Khumbula, isibhakabhaka asikho umda—sisiqalo nje. Qala ukucwangcisa namhlanje, kwaye kungekudala uya kuba usendleleni yokufezekisa iphupha lakho lokufunda ukubhabha.
Qhagamshelana neFlorida Flyers Flight Academy Team namhlanje e (904) 209-3510 ukufunda ngakumbi malunga nokwenza uguqulo lwelayisensi yokulinga yangaphandle ngamanyathelo ama-4.
