Indlela yokuxhasa ngezimali uQeqesho lwakho lokuLinga iNqwelo-moya: IiNdlela eziLungileyo zokuKhetha abaqhubi bexesha elizayo

Ulufumana Njani Ngemali UQeqesho Lwakho LokuQalisa Inqwelomoya

Ngaba ndingayifumana i-scholarship yoqeqesho lomqhubi wenqwelomoya e-USA?

Ukuba imali ibingeyonjongo, indlela yokuba ngumqhubi wenqwelo-moya ibiya kuba lula. Uya kubhalisela uqeqesho ngomso, kwaye kuya kuba njalo namawaka abanye ababelana ngephupha elifanayo. Kodwa inyaniso yahlukile. Akukho mntu uba ngumqhubi wenqwelomoya ngaphandle kokuchitha imali-ininzi.

Yiyo loo nto, njengomnqweno womqhubi wenqwelomoya, kufuneka uqonde ukuba ungaluxhasa njani na uqeqesho lomqhubi wenqwelo-moya yakho ngendlela eqondakalayo kwixesha elide. Isikolo seFlight lolona tyalo-mali lukhulu uya kuze ulwenze, kwaye ukhetho olwenzayo ngoku aluyi kubumba uqeqesho lwakho kuphela kodwa nekamva lakho lezemali.

Esi sikhokelo siphonononga iindlela ezikrelekrele zokuhlawula iindleko zokuba ngumqhubi wenqwelomoya, ukusuka kwimali-mboleko yabucala kunye noncedo lwe-federal ukuya kwizifundi kunye neenkqubo ezixhaswa ngemali ngokupheleleyo. Ngocwangciso olululo, iphupha lakho lokubhabha linokwenzeka kwaye lizinze.

Ukubaluleka kwezeMali kuQeqesho lwakho lokuLinga iNqwelo-moya

Imali ibaluleke kakhulu kuqeqesho lwakho lomqhubi wenqwelomoya njengeeyure zokubhabha okanye ixesha le-simulator. Inqanaba ngalinye lokuba ngumqhubi wenqwelomoya oqeqeshiweyo lifuna imali eninzi, kwaye ngokungafaniyo neminye imisebenzi, ezi ndleko zilayishwa ngaphambili. Awunako ukuqhubela phambili ukusuka kwi-a Isatifikethi somqhubi wenqwelomoya iya ku Iphepha-mvume lokuqhuba lokuqhuba (CPL) or Umqhubi wenqwelomoya (ATP) ngaphandle kokuqala ukufumana imali yokuhlawula uqeqesho.

Ezona ndleko ziphambili zibandakanya ukurenta inqwelomoya, ixesha lomqeqeshi, isibaso, iifizi zokuhlalisa, isiqinisekiso sonyango, iimviwo ezibhaliweyo zeFAA, ukutshekishwa, kunye nezixhobo zokufunda. Kuxhomekeke ekubeni uqeqeshe na phantsi kweCandelo 61 okanye iCandelo 141, utyalo-mali lulonke luqhele ukusuka $ 70,000 ku $ 120,000. Ngaphandle kwesicwangciso sezemali, abafundi abaninzi bayayeka uqeqesho oluphakathi, nto leyo eyandisa iindleko kuphela xa izakhono ziphela kwaye iiyure ezongezelelweyo ziyafuneka ukuze kuphinde kubekho ubuchule.

Inkxaso-mali efanelekileyo iqinisekisa ukuba unokuhamba ngokuthe chu kwisikolo samabanga aphantsi, uqokelele iiyure zokuhamba ngenqwelomoya ngaphandle kokuphazamiseka, kwaye ugqibezele ukureyitha ngalunye kwishedyuli. Ngenkxaso-mali ecwangcisiweyo endaweni, uhlala ugxile kubuchule kunye nokhuseleko kunokuba ukhathazeke malunga nendlela yokuhlawula isifundo sakho esilandelayo.

IMali-mboleko yoQeqesho lokuLinga kubaFundi baMazwe ngaMazwe

Kubafundi bamazwe aphesheya, ukufumana indlela yokuxhasa ngezimali uqeqesho lwakho lomqhubi wenqwelomoya kuhlala yeyona nto ingumceli mngeni yoqeqesho. Uninzi lwemali mboleko yase-US ilinganiselwe kubemi okanye abahlali abasisigxina, okuthetha ukuba abafundi bamazwe ngamazwe kufuneka baxhomekeke kubabolekisi babucala, abasayinileyo, okanye intsebenziswano yesikolo ukuhlawula iindleko zoqeqesho.

Iibhanki ezininzi kunye namaziko abolekisa ngemali asebenza nabafundi bamazwe aphesheya, kodwa uninzi lufuna umntu osayinileyo ose-US onetyala eliqinileyo. Ngaphandle koku, ukufikelela kwinkxaso-mali kunokuba nzima. Kungenxa yoko le nto ukukhetha isikolo esixhasa abafaki-zicelo bamazwe ngamazwe kubaluleke kakhulu. Florida Flyers Flight Academy, nceda abafundi baqhagamshelane nababolekisi abafana Stratus Finance abaziingcali ekuncedeni abaqhubi bee-pilot kunye nokuqonda iimfuno ezizodwa ze F1 abanini visa.

Kwii-cadet ezininzi, ukudibanisa iimali-mboleko zabucala kunye ne-scholarship okanye inkxaso-mali yosapho yeyona ndlela inokwenyani. Ukucwangcisa kwangaphambili kuqinisekisa ukuba unemithombo yemali yokugqiba uqeqesho ngaphandle kokuphazamiseka. Kuba nabani na ofunda indlela yokuxhasa ngezimali uqeqesho lwakho lomqhubi wenqwelomoya njengomfundi wamazwe aphesheya, ukwakha isicwangciso esithembekileyo senkxaso-mali kubaluleke kakhulu njengokukhetha i-academy efanelekileyo.

Sallie Mae Flight School School

Phakathi kwababolekisi baseMelika, Sallie Mae yenye yezona zikhethwa kakhulu ezaziwayo. Ukuba ungumqhubi wenqwelomoya onqwenelayo ukhangela indlela yokuxhasa ngezimali uqeqesho lokuqhutywa kwenqwelomoya? I UQeqesho lomsebenzi weSmart Option Loan yenzelwe ngokukodwa iinkqubo zoqeqesho lobungcali, kubandakanywa izikolo zenqwelomoya ezivunywe yi-FAA. Kubafundi abaninzi basekhaya, le mali mboleko ibonelela ngendlela eyiyo yokuhlawula iindleko eziphezulu zoqeqesho lokuhamba ngenqwelomoya.

ungaluxhasa njani uqeqesho lwakho lomqhubi wenqwelomoya
Indlela yokuxhasa ngezimali uQeqesho lwakho lokuLinga iNqwelo-moya: IiNdlela eziLungileyo zokuKhetha abaqhubi bexesha elizayo

Yintoni eFakelwa yiMali-mboleko kaSallie Mae

  • Ukuqeshwa kweenqwelomoya
  • Iintlawulo zomqeqeshi
  • Imfundo yesikolo samabanga aphantsi
  • Iintlawulo zetshekhi kunye neemviwo

Amandla emali mboleko kaSallie Mae kukuguquguquka. Ababoleki banokuhlehlisa iintlawulo ngelixa beqeqeshwa, oko bekwenza kube lula ukugxila ngokupheleleyo ekuqokeleleni iiyure zenqwelomoya kunye nokugqiba iireyithingi phambi kokuba kuqale izibophelelo zemali.

Enye inzuzo ngububanzi. Ngokungafaniyo nemali-mboleko yenjongo jikelele, olu khetho lulungiselelwe uqeqesho lobuchwephesha, oku kuthetha ukuba imali inokusetyenziswa ngokuthe ngqo kwiindleko eziphambili zenqwelomoya. Oku kunika abafundi ukuzithemba ukuba iindleko zabo, ukusuka kwisikolo samabanga aphantsi ukuya kuvavanyo lokubhabha, zixhaswa ngokupheleleyo.

Kubafundi abafunda indlela yokuxhasa ngezimali uqeqesho lomqhubi wenqwelomoya, iSallie Mae sesinye sezona zisombululo zisetyenziswa kakhulu e-US Imbali yayo ende kwinkxaso-mali yezophapho kunye nokwamkelwa kwayo kuzo zonke izikolo ezivunywe yi-FAA kuyenza iqabane elithembekileyo kubaqhubi beenqwelomoya bexesha elizayo.

I-Wells Fargo Flight School School

Wells Fargo yayiyenye yeebhanki ezinkulu ezimbalwa e-US ukunika imali-mboleko yabafundi ngokukodwa kuqeqesho lomsebenzi kunye noqeqesho lobuchwephesha, kubandakanya nokuhamba ngenqwelomoya. Ngelixa ezinye zeenkqubo mboleko zabo zoqeqesho lwenqwelomoya ezizinikeleyo ziye zapheliswa, abaqhubi beenqwelomoya abaninzi kumashumi eminyaka adlulileyo baxhasa ngemali inxalenye yoqeqesho lwabo ngeWells Fargo, kwaye imbali yayo yokubolekisa ngenqwelomoya isaphawuleka. Kubafundi namhlanje, ibhanki isabonelela ngeendlela mboleko zobuqu ezinokuthi ngamanye amaxesha zilungelelaniselwe iindleko zesikolo sokubhabha.

Yintoni egqunywe yi-Wells Fargo Loans

Umahluko omkhulu kunye no-Wells Fargo xa kuthelekiswa noSallie Mae yisakhiwo. Endaweni yemali-mboleko engqamene nemfundo, uWells Fargo ngoku ungqiyame ngakumbi kwimali-mboleko yomntu jikelele,

ungaluxhasa njani uqeqesho lwakho lomqhubi wenqwelomoya
Indlela yokuxhasa ngezimali uQeqesho lwakho lokuLinga iNqwelo-moya: IiNdlela eziLungileyo zokuKhetha abaqhubi bexesha elizayo

nto leyo ethetha ukuba inzala inokuba phezulu, kwaye intlawulo iqala ngoko nangoko. Oku kunokwenza kube nzima ngakumbi kubafundi abasisigxina abangekaqeshwa.

Nangona kunjalo, iimali mboleko ze-Wells Fargo zisenokusebenzela abafundi abanembali yetyala eyomeleleyo okanye abo batyikityayo. Bahlala beyindlela eyaziwayo kubafundi basekhaya abazimisele ukufumana inkxaso-mali ngaphandle kwababolekisi abakhethekileyo.

Kwabo baphanda ngendlela yokuxhasa ngezimali uqeqesho lomqhubi wenqwelomoya, iWells Fargo isenokungabi lolona khetho lubhetyebhetye namhlanje, kodwa imele ukhetho olufanele ukuphononongwa, ngakumbi xa ludityaniswe nezinye iindlela zenkxaso-mali okanye inxenye yenkxaso-mali.

Imali-mboleko yeFederal for Flight School

Xa kufikwa ekuqondeni ukuba ungaluxhasa njani na uqeqesho lomqhubi wenqwelomoya, abafundi abaninzi baqala bacinge imali mboleko yomfundi. Ezi mboleko zisetyenziswa ngokubanzi kwimfundo ephakamileyo, kodwa ukufumaneka kwazo kuqeqesho lwenqwelomoya oluzimeleyo lulinganiselwe. Uncedo lwe-Federal ludla ngokusebenza kuphela xa uqeqesho lokubhabha luyinxalenye yenkqubo yesidanga esivunyiweyo eyunivesithi.

Iinkqubo ezifana neYunivesithi yase-Embry-Riddle Aeronautical, iYunivesithi yasePurdue, okanye iDyunivesithi yaseMntla Dakota zibonelela ngezidanga zokubhabha apho abafundi banokudibanisa izifundo zokufunda kunye noqeqesho lokubhabha. Kwezi meko, imali-mboleko yomanyano kunye nenkxaso-mali ye-FAFSA inokufakwa, kodwa kuphela kwicandelo lemfundo yaseyunivesithi. Iindleko zoqeqesho lwenqwelomoya zihlala zihlawulwa ngokwahlukeneyo kwaye zisenokufuna inkxaso-mali yabucala.

Kwabanqwenelekayo kwiinqwelomoya, oku kuthetha ukuba uncedo lwe-federal kuphela alufane lwanele. Ukuba uphonononga ukuba ungaluxhasa njani uqeqesho lomqhubi wenqwelomoya ngenqwelomoya engeyiyo eyunivesithi, iimali mboleko zabucala, imali yokufunda, okanye ababolekisi ngenqwelomoya abazinikeleyo bayafuneka. Imali-mboleko ye-Federal inokuxhasa inxalenye yohambo, kodwa ayenzelwanga ukuba ihlawule iindleko ezipheleleyo zoqeqesho lomqhubi weengcali ngaphandle kwamaziko emfundo.

UQeqesho lokuLinga oluQhelekileyo oluFumana ngeMali eMelika

Kwabanye abanqwenelekayo kweenqwelomoya, eyona ndlela inomtsalane yindlela exhaswa ngemali ngokupheleleyo. Endaweni yokuthatha amatyala, abafundi banokufumana inkxaso-mali ngeenqwelo moya, inkonzo yasemkhosini, okanye iinkqubo zokufunda. Ukuphonononga la mathuba yinxalenye ebalulekileyo yokuqonda ukuba ungaluxhasa njani na uqeqesho lomqhubi wenqwelomoya ngaphandle kokuthwala umthwalo opheleleyo wemali uwedwa.

Iinkqubo ze-Airline cadet yenye yeendlela ezivunyiweyo ezixhaswa ngemali ngokupheleleyo. Abathwali ngamanye amaxesha baxhasa uqeqesho lwabagqatswa abakhethiweyo ukuze bazibophelele kwingqesho kwixesha elizayo. Ngelixa ezi nkqubo zikhuphisana kakhulu, zimele indlela ethe ngqo ukusuka kumfundi ukuya kwi-cockpit yenqwelomoya.

Inkonzo yasemkhosini yenye indlela, kodwa ifuna ukuzibophelela kwexesha elide. Umkhosi woMoya wase-US, uMkhosi wamanzi, kunye nabaqhubi beenqwelo-moya zoMkhosi ngaphandle kweendleko zomntu, kodwa ngokubuyisela, abaphumeleleyo kufuneka basebenze iminyaka eliqela. Kubemi baseMelika abafuna ukuxhasa ngezimali uqeqesho lwakho lokuqhuba inqwelomoya, le ndlela ibonelela ngoqeqesho oluphezulu, uzinzo lomsebenzi, kunye neeyure eziqinisekisiweyo zokubhabha.

Ukufundiswa kweemali ezibonelelwa yimibutho efana ne-Women in Aviation International (WAI), Umbutho weSizwe wabaqhubi bee-Gay (NGPA), kunye noMbutho weeNgcali eziMnyama ze-Aerospace (OBAP) ukubonelela ngenkxaso-mali engaphelelanga okanye epheleleyo kubafaki-zicelo abakhethiweyo. Ngelixa ingenguye wonke umntu oza kufaneleka, ukudibanisa i-scholarship kunye nezinye iindlela zokuxhasa ngemali kunokunciphisa kakhulu iindleko zizonke.

Amathuba afumana inkxaso-mali ngokupheleleyo anqabile, kodwa abubungqina bokuba zikhona iindlela zokuyila. Kubafundi abaninzi, sesona sisombululo sikhuthazayo xa ufunda indlela yokuxhasa ngezimali uqeqesho lwakho lokuqhuba inqwelomoya kunye nokuguqula iphupha lokubhabha libe yinyani.

Imali-mboleko yoQeqesho ngeFlight ye-AOPA

UMbutho wabanini beenqwelo-moya kunye nabaqhubi beenqwelo-moya (I-AOPA) ngomnye wabameli abanamandla kubafundi beenqwelomoya eMelika. Ngaphaya kokunikezela ngezibonelelo kunye nezifundo zokufunda, i-AOPA ikwabonelela ngezisombululo ezizinikeleyo zenkxaso-mali kuqeqesho lokulinga. Kwabaninzi abanqwenelekayo ngeenqwelomoya, le nkqubo yindlela esebenzayo yokuqonda ukuba ungaluxhasa njani na uqeqesho lomqhubi wenqwelomoya ngentlangano egxile kuphapho.

ungaluxhasa njani uqeqesho lwakho lomqhubi wenqwelomoya
Indlela yokuxhasa ngezimali uQeqesho lwakho lokuLinga iNqwelo-moya: IiNdlela eziLungileyo zokuKhetha abaqhubi bexesha elizayo

Yintoni ehlawulwa yi-AOPA yeMali-mboleko

Enye yeenzuzo eziphambili zemboleko ye-AOPA kukufikelela. Ngokungafaniyo neebhanki ezininzi, i-AOPA iyaziqonda iimfuno ezizodwa zabafundi benqwelomoya kwaye ithungela imali yayo ngokukodwa kuqeqesho lokuhamba ngenqwelomoya.

Iimali-mboleko ziyaguquguquka, rhoqo ukusuka kumawaka ambalwa eedola ukugubungela umlinganiselo, ukuya kuthi ga kwiimali ezinkulu kwiinkqubo ezipheleleyo.

Amagama embuyekezo nawo ayilwe kucingwa ngabaqhubi beenqwelo-moya. Ababoleki banokukhetha phakathi kwamazinga enzala amiselweyo okanye aguquguqukayo, kwaye imbuyekezo inokurhoxiswa de kube lugqityiwe uqeqesho. Oku kwenza kube lula ukugxila ekuqokeleleni iiyure zendiza ngaphandle koxinzelelo lwemali olukhawulezileyo.

Kubafundi abaphonononga indlela yokuxhasa ngezimali uqeqesho lwakho lomqhubi wenqwelomoya, imali-mboleko ye-AOPA ibalasele njengokhetho oluthembekileyo. Ixhaswa ngumbutho ozinikele kuphapho, idibanisa ukuthembeka kunye nokuguquguquka okugxile kumfundi, kuyenza ibe yenye yezona zixhobo zithembekileyo zenkxaso-mali ezikhoyo.

isiphelo

Ukufunda indlela yokuxhasa ngezimali uqeqesho lwakho lomqhubi wenqwelomoya kubaluleke kakhulu njengokukhetha iakhademi efanelekileyo okanye ukungena kwiiyure zakho zokuqala zokubhabha. Ngaphandle kwesicwangciso sezemali esicwangcisiweyo, noyena mfundi uzimiseleyo unokujongana nokulibaziseka okanye ukuphazamiseka. Ngendlela efanelekileyo, inkxaso-mali iba sisixhobo esixhasa inkqubela kunokuba ngumqobo.

Ukusuka kwiimali mboleko zabucala ezinje ngoSallie Mae kunye ne-AOPA ukuya kwizifundi, iinkqubo zecadet yenqwelomoya, kunye neendlela zomkhosi ezixhaswa ngemali ngokupheleleyo, abanqwenelekayo beenqwelomoya banokhetho oluninzi namhlanje kunangaphambili. Indlela nganye ineemfuno zayo, izibonelelo, kunye norhwebo, yiyo loo nto uphando kunye nokucwangcisa kubalulekile.

Ekugqibeleni, ukwazi ukuba ungaluxhasa njani uqeqesho lomqhubi wenqwelomoya iqinisekisa ukuba ungasigqiba isikolo samabanga aphantsi, wakhe iiyure zokubhabha, kwaye ufumane amanqaku akho kwishedyuli. Ngesicwangciso sezemali esilungeleleneyo, ukhusela uqeqesho lwakho kunye nomsebenzi wakho wekamva lokuhamba ngenqwelomoya.

Ii-FAQs: Ulufumana njani uQeqesho lwakho lokuLila ngeenqwelo-moya

Ngaba ndingayifumana i-scholarship yoqeqesho lomqhubi wenqwelomoya e-USA?

Ewe. Imibutho efana nabaseTyhini kwi-Aviation International (WAI), NGPA, yaye OBAP ukubonelela ngezifundo ezinokuthi zihlawule inxalenye okanye, kwiimeko ezinqabileyo, zonke iindleko zoqeqesho. Ezi yinxalenye ephambili yokufunda ukuba ungaluxhasa njani uqeqesho lomqhubi wenqwelomoya ukuba ufuna ukunciphisa ukuthembela kwimali-mboleko.

Zeziphi iinkampani zeenqwelomoya ezibonelela ngoqeqesho lokulinga oluxhaswa ngemali ngokupheleleyo?

Ezinye iinqwelomoya ziyabonelela iinkqubo zecadet apho abagqatswa abakhethiweyo bafumana uqeqesho oluxhaswa ngemali ngokupheleleyo ngokutshintshana nokuzibophelela emsebenzini. Imizekelo ibandakanya abathwali abakhulu eYurophu, eAsia, kwaye ngamanye amaxesha iinqwelomoya zengingqi zase-US. Ezi ziyakhuphisana kodwa zibalulekile kwabo baphonononga indlela yokuxhasa ngezimali uqeqesho lomqhubi wenqwelomoya ngaphandle kwetyala lakho.

Ngaba iinqwelo-moya zingaluhlawulela uqeqesho lokuqhuba iinqwelomoya?

Ewe, kodwa ngesiqhelo ngenkxaso okanye izikimu zecadet. Iinkampani zeenqwelomoya zinokuhlawulela inxalenye okanye zonke iindleko ukuba uzibophelele ekubhabheni ngenxa yazo emva kwesiqinisekiso. Le ayisiyiyo eyona ndlela ixhaphakileyo e-US, kodwa lukhetho olubalulekileyo kwindlela yokuxhasa ngezimali uqeqesho lomqhubi wenqwelomoya kwihlabathi liphela.

Kubiza malini ukwenza uqeqesho lokulinga eMelika?

Uqeqesho lokulinga e-USA ludla ngokubiza phakathi I-70,000 ne-$ 120,000, ngokuxhomekeke kwiziko lemfundo, uhlobo lwenqwelomoya, kunye nenani leeyure zokubhabha ezifunekayo.

Leliphi ilizwe elinexabiso eliphantsi ukuze ube ngumqhubi wenqwelomoya?

Amazwe afana ne IiPhilippines, eMzantsi Afrika, naseIndiya bahlala benikezela ngoqeqesho lwexabiso eliphantsi xa kuthelekiswa ne-USA okanye iYurophu. Nangona kunjalo, abafundi abaninzi basakhetha i-USA ngexesha layo elikhawulezayo kunye neelayisensi ezivunyiweyo zehlabathi ze-FAA.

Ubhatalwa malini umqhubi wenqwelomoya e-USA ngenyanga?

Inqanaba lokungena abaqhubi beenqwelomoya zengingqi banokufumana imali ngeenxa zonke $ 3,000 ukuya kwi-5,000 $ ngenyanga, ngelixa abaphathi beenqwelomoya abaphambili benokwenza ngaphezulu $ 15,000 ngenyanga, kuxhomekeke kumava kunye nohlobo lwenqwelomoya.

Ngaba i-scholarship ihlawulela iinqwelomoya?

Ezinye ii-scholarships zigubungela ukuqeshwa kweenqwelomoya kunye neeyure zokuhamba, ngoxa abanye baxhasa kuphela isikolo samabanga aphantsi okanye izixhobo. Ukuphonononga iimeko kubalulekile xa usebenzisa i-scholarship njengenxalenye ungaluxhasa njani uqeqesho lwakho lomqhubi wenqwelomoya.

Yeyiphi eyona ndlela ikhawulezayo yokuba ngumqhubi wenqwelomoya e-US?

Ukubhalisa kwi inkqubo yoqeqesho ngenqwelomoya ekhawulezileyo kwisikolo seCandelo 141 yeyona ndlela ikhawulezayo. Ezi nkqubo zivumela abafundi ukuba bagqibezele bucala ngokusebenzisa iilayisensi zorhwebo kwisithuba nje seenyanga ezili-12-18.

Qhagamshelana neFlorida Flyers Flight Academy Team namhlanje e (904) 209-3510 ukufunda ngakumbi malunga nendlela yokudluliselwa kwezikolo ngenqwelomoya.