Inishuwarenzi Yevanorenda Vatyairi Vendege: Zvekutenga Usati Waenda Wega

Tenga gwaro rekuchengetedza ndege (risina muridzi) usati waenda wega wega. Ndiyo mhinduro yakananga. Inishuwarenzi yechikoro chendege yakagadzirirwa kuchengetedza ndege dzechikoro nebhizinesi, kwete mari yako. Chiitiko chimwe chete chisina kuvharwa kwako chinogona kukuisa panjodzi yekubhadhara mari yekugadzirisa yakazara yemuridzi kuburikidza ne subrogation, zvikumbiro zvemhosva dzevamwe, uye mari dzekudzivirira dzemutemo dzinodiwa. kazhinji inodarika $25,000.

Zvekuita izvozvi:

• Bvunza chikoro chako chekubhururuka kuti ndeapi miganhu yemutoro wavanoda usati waenda wega (vakawanda vava kuda humbowo hwekuti munhu wacho anofanirwa kuvharirwa)
• Wana mutengo mumwe chete wepamhepo — mitemo yekuedza vadzidzi inotanga nemitengo inogona kudhura zvishoma mushure mezvikwereti zvinoshanda
• Simbisa zuva nenguva yekushanda kwepolisi iyi usati watanga chidzidzo chako chinotevera, kwete mushure mekunge

Nzira mbiri dzinokurumidza: mutemo wekushandisa app (SkyWatch) unovhurwa nenguva kana zuva, kana mutemo wepagore (Avemco, AOPA, Starr) unoramba uchienderera mberi. Chero nzira, takura muripo wechikwereti padanho rinosvika kana kupfuura zvinodiwa, nemiganhu yakakwira inokurudzirwa kana mutsauko wemari wakakodzera.

Zviri Mukati

• Chii chinonzi inishuwarenzi yevanorenda ndege uye inoshanda sei kune vadzidzi vanotyaira ndege?
• Zvinotarisirwa nemutemo wevanorenda uye zvinhu zvakajairika zvekusachengetedzwa
• Kuti inishuwarenzi yechikoro chekubhururuka inosiya sei mipata inogona kukuisa pachena
• Inishuwarenzi yevanorenda ndege inodhura marii kune vadzidzi vanotyaira ndege?
• Mapoinzi epanguva yekushandiswa kwemari kana epagore: ndeapi marudzi anokodzera kudzidziswa kwako?
• Maitiro ekusarudza mutemo wevanorenda wakakodzera usati waenda kundege yako inotevera
• Kwekuwana mitengo: kuenzanisa kwesarudzo dzeinishuwarenzi yendege dzakajairika
• Kana chimwe chinhu chikafamba zvisina kunaka: maitiro ekukumbira zvikumbiro uye zvikanganiso zvakajairika
• Nei kufukidzwa kwekuchengetedzwa kwemutemo kuchikosha kupfuura zvinozivikanwa nevadzidzi vazhinji
• Zvitsva Zvitsva
• Mubvunzo weinishuwarenzi wezvikoro zvekubhururuka hauwanzo bvunzwa
• Flightschoolusa inokubatsira kudzidzisa nekusimbisa zvinodiwa zvako zvekufukidza
• Masosi ane mvumo uye kwekutarisa ruzivo rwepamutemo rwemutemo

Chii chinonzi inishuwarenzi yevanorenda ndege uye inoshanda sei kune vadzidzi vanotyaira ndege?

Inishuwarenzi yevanorenda ndege, inonzi inishuwarenzi yendege isiri yemunhu, ipfungwa yemunhu wega inokuchengetedza paunenge uchityaira ndege yausina. Izwi rekuti "isina munhu" rakanyatsojeka: rinoshanda chero nguva yaunotyaira ndege yechikoro kana yeFBO, ingave yekuraira kaviri kana kuti uri wega.

Makanika ane basa. Chikoro chenyu chendege chinenge chine inishuwarenzi yendege uye mutoro wezvinhu zvese zviri pachivako. Asi mutemo iwoyo unopindura zvinodiwa nechikoro kutanga. Kana mudzidzi akakuvadza ndege, inishuwarenzi yechikoro inobhadhara chikumbiro chemuridzi uye yobva yashandisa kodzero yayo yekupa muridzi, ichitevera mudzidzi kuti adzorere zvayakabhadhara. Kunyangwe iwe uri mumwe munhu ane inishuwarenzi yechikoro, chinzvimbo ichocho hachiwanzovharira kupa muridzi wendege nekuda kwekushaya hanya kwako. Mutemo wako wepachivande usiri wemuridzi unopindira kuti udzivirire uye ubhadhare zvikwereti izvozvo zvekudzoserwa.

Mutemo wevanorenda une zvikamu zvitatu kusvika zvina: kukuvara kwemuviri uye mhosva yekukuvara kwepfuma (inofukidza zvikumbiro zvevamwe), mhosva yekukuvara kwemuviri (inofukidza mari yekugadzirisa kana kutsiva ndege pachayo), mari yekubhadhara kurapwa, uye dziviriro yepamutemo. Rubatsiro rwekudzivirira pamutemo rwakasiyana nemuganhu wemhosva yako uye runobhadhara mari yegweta pasinei nemhosva, ndosaka ruine kukosha kwakawanda kana tichienzanisa nemari yayo.

Zvinotarisirwa nemutemo wevanorenda uye zvinhu zvakajairika zvekusachengetedzwa

Zvikamu zvepakati zvekufukidza

Chechitatu-bato mutoro inobhadhara kukuvara kwemuviri kana kukuvara kwepfuma kwaunokonzera kune vamwe, kusanganisira vafambi, vanhu vakamira, uye pfuma yepasi. Iyi ndiyo hwaro husingachinjiki hwemutemo wevanorenda.

Mhosva yekukuvara kwemuviri (inowanzonzi hull coverage kana tichitarisa rendi) inobhadhara mari yekugadzirisa kana kutsiva ndege mushure mechiitiko chakafukidzwa. Kana usina, iwe pachako uchava nebasa rekubhadhara mari yekugadzirisa iyo inowanzosvika makumi ezviuru zvemadhora kunyangwe pachitima chebhasikoro.

Kubhadhara kwechiremba kubhadhara mari yekurapwa nekukurumidza kune vanogara ipapo, pasinei nemhosva yavo. Dziviriro yepamutemo inobhadhara mari yegweta nemari yedare, uye mapolisi akanakisa anotakura izvi semubhadharo usina muganho kana wepamusoro-soro pane kutora kubva pamuganho wako wemutoro.

Zvinhu zvinowanzosiyiwa zvinobata vadzidzi vasina hanya nazvo

Mitemo yakawanda haibatanidzi mashandiro emigwagwa isina kugadzirwa, kubhururuka husiku, kudzidziswa kwemidziyo, uye kubhururuka pasina mvumo yekushanda uri wega kana chitupa chekurapa chiri kushanda.. Aya haasi mamiriro ezvinhu asina kunaka - anotsanangura mabasa ekudzidzira enguva dzose. Mudzidzi anobhururuka nendege husiku asina kusimbisa kuti kubhururuka husiku kwakavharwa haana mutemo unoshanda wekufamba nendege iyoyo, zvisinei nemari inobhadharwa.

Zvimwe zvisingabatanidzwe kuti zviongororwe: mabasa ekutengeserana, kufamba nendege, kubhururuka kunze kweUnited States (kunze kwekunge zvabvumidzwa), uye chero kubhururuka kunoitwa kunze kwemvumo dzechitupa chako chazvino kana kusimbiswa. Verenga peji rekuzivisa usati wabhururuka, kwete mushure mechiitiko.

Kuti inishuwarenzi yechikoro chekubhururuka inosiya sei mipata inogona kukuisa pachena

Zvikoro zvekubhururuka zvine inishuwarenzi. Izvi zvinosimbisa vadzidzi vazhinji, uye hazvifanirwe kudaro. Mutemo wechikoro wakagadzirirwa kuchengetedza ndege dzechikoro, varairidzi vadzo, uye kuramba kwebhizinesi radzo. Hauna kugadzirirwa kuchengetedza bhajeti rako.

Zvinonyanya kuvharwa nemutemo wechikoro

• Kukuvadzwa kwendege yechikoro
• Mutoro wemudzidzisi panguva yekudzidziswa kaviri
• Mutoro wenzvimbo yechikoro
• Mari yekudzivirira pamutemo yechikoro

Zvavasingawanzo kuvimbisa kwauri

• Mutoro wako wega kune vamwe vanhu kana uri mutyairi wendege ari kutungamira
• Kudzoserwa kwemari yechikoro kubva muhomwe yako mushure mekubvunza
• Mari dzekudzivirira dzemutemo dzinobhadhariswa iwe pachako
• Chero dziviriro kana inishuwarenzi yechikoro yashandisa kodzero dzekukutorera chikwereti

Kuisa pasi ndiyo nzira iyo vadzidzi vazhinji vanoshora. Kunyangwe kana mudzidzi akanyorwa semunhu ane inishuwarenzi ane zita rekuti ane inishuwarenzi yechikoro, inishuwarenzi yemuridzi inogona kumhan'arira mudzidzi mushure mekubhadhara chikumbiro, zvichiita kuti mudzidzi ave nemhosva yekubhadhara mari inobviswa kana mari yese yekugadzirisa. Mari inobviswa pachikwereti cheCessna 172 hull inova chikwereti chako kana wakakonzera chiitiko ichi uye usina inishuwarenzi yako.

Usati wasaina chibvumirano chekurenda kana kubhururuka wega, bvunza chikoro chako mibvunzo iyi chaiyo:

• Mutemo wenyu wekuvaka imba unosanganisira here kuregererwa kwekodzero dzevadzidzi vanorenda dzimba?
• Chii chinonzi deductible yendege, uye ini ndini ndiri mutoro weizvi here?
• Unoda humbowo hweinishuwarenzi yemunhu wega usati wapihwa mvumo yekuzvishandira wega here?
• Pane here mitemo yekurasikirwa nekushandisa inondibhadharisa mari yekushanda kwendege panguva yekugadzirisa?
• Ndedzipi miganhu yemhosva inofanira kunge iine ini policy yangu kuti ndigutse zvinodiwa zvenyu zvekurenda?

Kuongorora chibvumirano chekurenda mari inobviswa, miganhu yekuvhara, uye humbowo hunodiwa hweinishuwarenzi ndiyo danho rekutanga rakakosha rekutenga usati watenga. Vadzidzi vazhinji vanodarika izvi votenga inshuwarenzi isingaenderane nezvinodiwa nechikoro.

Inishuwarenzi yevanorenda ndege inodhura marii kune vadzidzi vanotyaira ndege?

Mutengo ndiwo mubvunzo unowanzo bvunzwa nevadzidzi vazhinji, uye mhinduro yacho yakanaka kupfuura zvavaitarisira.

SkyWatch inoshuma kuti vadzidzi vanotyaira ndege vanowanzobhadhara mari yegore negore mukati mehuwandu hunosiyana zvichienderana neruzivo rwavo uye ruzivo rwavo., nehuwandu hwacho huchinyanya kukonzerwa nemiganhu yemutoro yakasarudzwa, kubatanidzwa kwehull coverage, uye maawa ese ekufamba nendege. Avemco inoshambadza mitengo yemutyairi wendege inotangira pamadhora makumi mapfumbamwe nemashanu mushure mechikwereti chinoshanda chemubhadharo wemutoro wekutanga. Pamusika wemakambani anotengesa, Gallagher (AJG) inotaura kuti mapolisi evanotanga kuhaya anogona kutanga pamadhora makumi masere nerimwe pagore emubhadharo wemutoro wekutanga.

Ruzivo rwakakosha pamusoro pemitengo: Kuwedzera chikwereti chemadhora miriyoni imwe chete pamusoro pemadhora mazana mashanu ezviuru ($500,000) kunowanzoita kuti pave nekuwedzera kwemari shoma. Gwaro reindasitiri rinokurudzira kuti pave nechikwereti chemadhora mamiriyoni imwe chete kana musiyano wemutengo uripo pakati pemiganhu yakaderera neyakakwirira uri mudiki - musimboti unoshanda zvakanyanya kune vadzidzi vekutyaira ndege vane midziyo mishoma yekudzivirira.

Zvinhu zvinoita kuti muripo wako wemari upfuure:

• Zvidzikiso zvenhengo: — Nhengo dzeAOPA nenhengo dzeEAA dzinogona kukodzera mitengo yakaderera kuburikidza nemapurogiramu akabatana

Mitengo yendege inobhadharwa panguva yekudiwa uchishandisa mapuratifomu akaita seSkyWatch inoshanda zvakasiyana: unobhadhara paawa, zuva, kana vhiki yekubhururuka chaiko pane mutengo wepagore. Kune mudzidzi anobhururuka kaviri pamwedzi, mutengo wendege unobhadharwa panguva yekudiwa unogona kudhura pane wepagore. Kune mudzidzi ari muchirongwa chekukurumidzira kubhururuka zuva nezuva, muripo wepagore unowanzo budirira pamutengo.

Mapoinzi epanguva yekushandiswa kwemari kana epagore: ndeapi marudzi anokodzera kudzidziswa kwako?

Kusarudza hurongwa hwakakodzera hwemitemo kwakakosha sekusarudza miganhu yakakodzera. Mafomu maviri makuru aya anoshanda nenzira dzakasiyana dzekudzidzisa.

1. Mitemo yekushanda panguva pfupi (yenguva pfupi) Shandisa nharembozha kana webhusaiti usati waenda kundege uye dzima kana wasvika. SkyWatch ndiyo puratifomu huru inopa modhi iyi mumusika weUS. Vanoda kubhururuka vanofamba nendege nguva nenguva, vari pakati pezvikamu zvekudzidzira, kana vanoda kuyedza kuvharwa vasati vazvipira kumutemo wegore negore. Kuchinjana: mitengo yeawa imwe neimwe yakakwira kupfuura mutengo wepagore wemutemo unoenderera mberi wevanofamba nendege nguva dzose, uye unofanira kurangarira kuvhura usati waenda kundege yega yega.

2. Mitemo yegore negore Inoshanda nguva dzose kwemwedzi gumi nemiviri kubva pazuva rekutanga kushanda. Avemco, AOPA (kuburikidza neAssuredPartners Aerospace), uye Starr Insurance (STARR/StarrLink/STARR Gate) dzese dzinopa zvigadzirwa zvegore negore zvevanorenda. Kuvharwa kwegore negore kunobvisa njodzi yekushanda, kunorerutsa magwaro ehumbowo hweinishuwarenzi kuchikoro chako, uye kazhinji kunodhura zvishoma paawa imwe neimwe yendege yekudzidziswa kwevadzidzi nehurongwa hwenguva dzose.

3. Mutoro wevasiri varidzi chete kana uchienzanisa nekuchengetedzwa kwehull yevanorenda: Mutoro wekuti usave muridzi wendege unovhara kutongwa kwako nevechitatu asi haubhadhare chero chinhu pakugadzirisa ndege. Kudzivirirwa kwehull yemurendi kunowedzera dziviriro yendege pachayo. Kunyangwe uchida kuvharwa kwehull zvinoenderana nechibvumirano chekurenda chechikoro chako. Kana chikoro chikakupa mutoro wemari yekubhadhara inobviswa kana yekugadzirisa yakazara, kuvharwa kwehull hakusi kwekusarudza - inyaya yemari inodiwa.

4. Kusarudza pakati pavo: Kana chikoro chako chichida humbowo hwekuti chinopa rubatsiro rwemari nguva dzose usati waenda wega, mutemo wegore negore unozadzisa zvinodiwa izvozvo zvakajeka. Kana uchibhururuka wega usati waenda wega uye usingafambi nendege nguva nenguva paunenge uchivaka, nguva yekukwira ndege panguva yaunoda inogona kuvhara musiyano uyu nemutengo wakaderera kusvika wazvipira kuhurongwa hwekudzidzira.

Maitiro ekusarudza mutemo wevanorenda wakakodzera usati waenda kundege yako inotevera

1. Tanga waisa muganho wemutoro wako wekutanga. Zvikoro zvakawanda zvinoda mari inosvika $100,000 pachiitiko chimwe nechimwe. Mari inokurudzirwa yekudzivirira mari yako i$1 miriyoni. Tenga mutsauko usati watanga nenhamba yakaderera.

2. Sarudzai kuti ngarava yekutakura zvinhu ifukidzwe sei zvichienderana nechibvumirano chenyu chekurenda. Verenga chikamu chemhosva yekukuvadzwa chiri muchibvumirano. Kana iwe uine mutoro wemari inobviswa kana yekugadzirisa, wedzera chifukidzo chekukuvara chaunogona kutora.

3. Simbisa zuva nenguva yekushanda kwemutemo uyu. Haasi mapolisi ese anoshanda ipapo ipapo kana watenga; mamwe madhipatimendi ane mahwindo ekuchengetedza mari. Simbisa zuva chairo rekushanda uye rienderane nepurogiramu yako yechikoro uri wega kana chinotevera. Mapolisi akatengwa na11 PM endege na7 AM angasashanda.

4. Iva nechokwadi chekuti mabasa ako ekudzidzisa akarongwa afukidzwa. Tarisa syllabus yako yekudzidzisa uchienzanisa nezvinorambidzwa nepolicy. Kana chirongwa chako chinosanganisira kubhururuka husiku, nzira dzekushandisa michina, kana mashandiro panzvimbo dzine uswa, simbisa kuti izvo hazvina kubviswa kana kuti zvibvumidzwe.

5. Tarisa mabhenefiti ekudzivirira pamutemo. Simbisa kana dziviriro yepamutemo iri muganho wakasiyana kana kuti inotorwa kubva pamuganho wemutoro wako. Mutemo unobhadhara mari yepamutemo kubva pamuganho wemutoro wako unoderedza zvinobudirira kufukidza kwako panguva iyo chikumbiro chinokakavadzwa.

6. Bvunza nezvezvinodiwa zvekutsigirwa uri wega. Mamwe mapolisi anoda kuti mvumo yekushanda wega ive inoshanda pakushanda wega. Kana mvumo yako ikapera kana kuti ukabhururuka kunze kwenzvimbo yayo, rubatsiro runogona kusashanda.

Pro Tip: Kumbira muenzaniso wepolisi kana peji rekuzivisa usati watenga, kwete kungonyora pfupiso yekushambadzira chete. Chikamu chezvisina kuvharwa ndipo panowanikwa mipata yekuvhara, uye kuverenga kunotora maminetsi mashanu izvo zvinogona kukubatsira kuchengetedza mari shanu.

Mireza mitsvuku yekudzivisa:

• Mutauro usina kujeka wekudzikisira chikoro usingataure zvakajeka nezvekodzero yechikoro yekupora
• Mahwindo ekugadzirisa anotora maawa anopfuura makumi maviri nemana emutemo wegore negore
• Hazvibvumirwi kudzidzira kushandisa midziyo yemagetsi kana kubhururuka husiku pasina sarudzo yekutsigira
• Dziviriro yepamutemo inotorwa kubva pamuganho wemhosva pane kupihwa zvakasiyana
• Hapana chirevo chakajeka chekuti ndeapi mapoka endege uye mashandiro azvo akafukidzwa

Kwekuwana mitengo: kuenzanisa kwesarudzo dzeinishuwarenzi yendege dzakajairika

Tafura iri pazasi inoenzanisa nzira huru dzinoshandiswa nevadzidzi vendege kuti vawane rubatsiro. Flightschoolusa inotanga kuonekwa senzvimbo yekupa ruzivo kuvadzidzi vanoongorora zvinodiwa zvekudzidziswa neinishuwarenzi.

Maitiro ekuwana mutengo nekukurumidza: Avemco neSkyWatch zvese zvinopa mitengo yepamhepo mumaminitsi asingasviki mashanu. Mabasa einishuwarenzi eAOPA anowanikwa kuburikidza nenhengo portal. Zvigadzirwa zveStarr zvinowanzo kuwanikwa kuburikidza nebroker. Kune chero mupi webasa, iva nebhuku rako renhoroondo yenguva, chitupa, mamiriro ekutsigira wega, uye chimiro chendege uye modhi yakagadzirira usati watanga kunyorera.

Paunotenga, chikoro chako chichada peji rechitupa cheinishuwarenzi kana rekuzivisa zita rako, zuva rekutanga kushanda, muganho wemhosva, uye mutauro wewaranti yendege kana yendege. Gadzira gwaro iroro usati waenda kundege yako inotevera.

Kana chimwe chinhu chikafamba zvisina kunaka: maitiro ekukumbira zvikumbiro uye zvikanganiso zvakajairika

1. Mira wochengetedza nzvimbo yacho. Mushure mechiitiko chipi zvacho, basa rako rekutanga kuchengetedza. Usafambisa ndege kunze kwekunge yakonzera njodzi ipapo ipapo. Nyora mifananidzo yechiitiko chacho usati wakanganisa chero chinhu.

2. Zivisa muridzi wendege kana FBO nekukasika. Usamirire kusvika zuva rinotevera rebhizinesi. Kunonoka kuzivisa ndicho chimwe chezvikonzero zvinowanzoita kuti mainshuwarenzi aderedze kana kuramba zvikumbiro. Maporisi mazhinji anoda chiziviso nekukasika sechisungo chehufukidzo.

3. Bata kambani yako yeinishuwarenzi usati wataura nekambani yeinishuwarenzi yemumwe munhu. Mutakuri wako wemotokari anofanira kunge achiziva nezvenyaya iyi usati wataura kana kubvuma. Vape ruzivo rwechiitiko chacho, nhamba yako yepolisi, uye ruzivo rwekuonana nemuridzi.

4. Unganidza magwaro panzvimbo yechiitiko. Unganidza mazita ezvapupu neruzivo rwekuonana navo, nhamba yemuswe wendege uye mamiriro ekuchengetedza, bhuku rako renhoroondo rinoratidza kubhururuka kwayo, uye chero zvinyorwa zvekutaurirana zveATC kana zvichibvira.

5. Chengetedza zvinyorwa zvako zve logbook. Bhuku renyu renhoroondo yendege ndiro humbowo hukuru hwezvibvumirano zvenyu, mari yenyu, uye ndege yenyu. Musachinja kana kuwedzera zvinyorwa mushure mechiitiko.

Zvikanganiso zvinowanzo itika zvinoita kuti munhu arambwe:

• Kubhururuka nemvumo yekuzvipa wega yapera kana chitupa chekurapa, izvo zvinoita kuti kuchengetedzwa kwemari kurege kushanda pasi pemitemo yakawanda.
• Kukundikana kushandisa mutemo wekuti munhu aite sei usati waenda
• Kushanda kunze kwenzvimbo kana chikamu chendege chakanyorwa mumutemo
• Mazuva ekumirira kuti vataure nezvechiitiko, zvichikonzera dziviriro yekunonoka kubva kukambani yeinishuwarenzi
• Kufunga kuti kambani yeinishuwarenzi yechikoro chendege ndiyo ichagadzirisa zvese kwete kuzivisa kambani yako yendege

Pro Tip: Chengeta kopi yedhijitari yepeji rako rekuzivisa uye nhamba yekutaurirana yeinishuwarenzi mubhegi rako rendege. Kana paine dambudziko rechiitiko, kuva neruzivo irworwo runowanikwa nekukurumidza kunodzivirira kukanganisa kunowanzoitika mushure mechiitiko: kunonoka kuzivisa.

Nei kufukidzwa kwekuchengetedzwa kwemutemo kuchikosha kupfuura zvinozivikanwa nevadzidzi vazhinji

Zvikumbiro zvemhosva yendege hazviwanzogadziriswa nekukurumidza kana nemutengo wakaderera. Mari dzekudzivirira pamutemo muzvikumbiro zvendege dzinowanzo pfuura $25,000, uye nhamba iyoyo inoshanda kunyangwe kune zviitiko apo mutyairi wendege anowanikwa asina mhosva. Mari dzegweta, mari dzeuchapupu hwenyanzvi, uye mari dzedare dzinounganidzwa pasina muripo kana mutongo.

Kune mudzidzi wendege ane mari shoma yekuchengetedza, rubatsiro rwekudzivirira pamutemo harusi chinhu chechipiri chemutemo. Ndiyo nzira inodzivirira chiitiko chimwe chete chekudzidziswa kuti chisapedze makore ekuchengetedza mari yako. Mitemo inopa dziviriro pamutemo serubatsiro rwakasiyana, rusina muganho, pane kutora kubva pamuganho wemutoro, inochengetedza kukosha kwese kwemutoro wako wezvikumbiro chaizvo uku uchibhadhara dziviriro yako zvakasiyana.

Pro Tip: Pakuenzanisa mapolicy, bvunza zvakananga kuti: "Kudzivirirwa kwemutemo kunobhadharwa kubva pamuganho wangu wemhosva here kana kuti kunopihwa zvakasiyana?" Mutemo wechikwereti wemadhora mazana mashanu ezviuru ($500,000) unotora mari dzematare kubva pamuganho iwoyo unogona kushandiswa zvizere usati wasvika pakugadzirisa nyaya.

Zvinoreva izvi: mudzidzi wendege ane mutoro we$100,000 asina rubatsiro rwakasiyana rwekudzivirira pamutemo anogona kuwana muganho iwoyo uchishandiswa zvizere nemari yegweta muchikumbiro chinokwikwidzana, usingasiyi chero chinhu chekukuvara kwacho. Kusarudza policy ine rubatsiro rwekudzivirira pamutemo rwakazvimirira, kunyangwe pamutengo wakaderera, ndeimwe yezvisarudzo zvine mwero mukuru mukusarudza coverage.

Zvitsva Zvitsva

Vadzidzi vanotyaira ndege vanoda mutemo wendege dzisiri dzevaya vanofamba vega vasati vabhururuka, vachikurudzirwa kuti vabhadhare mari inosvika mamiriyoni emadhora ($1 miriyoni) uye zuva rekushanda rakasimbiswa rinoenderana nehurongwa hwavo hwekudzidzira.

Mubvunzo weinishuwarenzi wezvikoro zvekubhururuka hauwanzo bvunzwa

Mapurogiramu mazhinji ekudzidzisa kubhururuka anoita basa rakanaka kwazvo pakudzidzisa nezvekuita sarudzo dzendege mu cockpit. Kutora sarudzo dzemari dzinofanirwa kuitwa usati waenda kubhururuka kwekutanga uri wega hakunyatso tariswa zvakanaka. Vadzidzi vanopihwa chibvumirano chekurenda, vanoudzwa kuti vawane inishuwarenzi, uye vanosiyiwa kuti vafambe mumusika unotangira pazvigadzirwa zvinodikanwa neapp kusvika kumapurogiramu egore negore ane maitiro akasiyana ekudzivisa.

Musiyano uyu hausi kukundikana kwevadzidzi. Musiyano uripo pakati pezvidzidzo. Kana mutemo wemudzidzi uchisanganisira kubhururuka husiku, kudzidziswa kwemidziyo, kana mashandiro panzvimbo ine huswa hakusi kutonga njodzi; mubvunzo chaiwo unopindura kuti hongu kana kwete ndiwo unosarudza kana mudzidzi aine dziviriro panguva yekudzidziswa kwendege.

Chinonyanya kundinetsa ndechekuti chikoro chinoona kuti vanhu vanodzivirirwa nekuti chikoro chine inishuwarenzi, vari kufunga kuti hapana chikonzero chekugadzirisa inishuwarenzi. Inishuwarenzi yechikoro haisi inishuwarenzi yako. Mutoro wayo unoenda kuchikoro, uye kodzero dzayo dzekudzoserwa dzinokukanganisa. Mudzidzi anonzwisisa musiyano iwoyo asati asaina chibvumirano chekurenda anenge ari mumamiriro emari akasiyana zvachose neanozowana mushure mechiitiko.

Modhi iyi iri panodiwa zvakanyanya yakavandudza mukana wekuwana rubatsiro rwevanonyorera tsamba nguva nenguva. Asi inounza nzira itsva yekukundikana: mudzidzi anokanganwa kutanga kushanda asati aenda. Kudzivirirwa kwegore negore kunobvisa njodzi iyoyo zvachose. Kune vadzidzi vari muzvirongwa zvakarongwa zvakakurumidza, nyore kwekutonga kwekuchengetwa kwenguva refu kwakakodzera mutsauko wepamusoro.

Flightschoolusa inokubatsira kudzidzisa nekusimbisa zvinodiwa zvako zvekufukidza

Kune nzira dzakasiyana-siyana dzekuti uwane inishuwarenzi semutyairi wendege: Avemco direct, SkyWatch on-demand, AOPA kuburikidza neAssuredPartners Aerospace, uye Starr kuburikidza nebroker. Imwe neimwe ine hunhu hwechokwadi zvichienderana nekudzidzira kwako uye zvinodiwa kuchikoro. Flightschoolusa inopa chimwe chinhu icho vatakuri vendege vasingakwanise: kutungamira kubatanidza pakati pechirongwa chako chekudzidzisa uye maitiro ako ekusimbisa inishuwarenzi.

KuFlorida Flyers Flight Academy, vadzidzi vanofamba nenzira yePPL-to-ATP vanowana gwara rakarongeka rezvinodiwa nezvibvumirano zvavo zvekurenda, zvipi zvinogutsa zvinodiwa nechikoro, uye maitiro ekusimbisa mazuva ekutanga vasati vaenda vega. Chiremera Chekuzviongorora cheyunivhesiti chinoreva kuti kurongeka kweFAA kunoitika mukati, uye chirango chimwe chete ichocho chinoshanda kusvika pakubata kwechikoro zvinodiwa neinishuwarenzi yevadzidzi. Hapana kufungidzira, hapana kumhanyisana kweminiti yekupedzisira usati wapihwa mvumo wega.

Kana wagadzirira kutanga kudzidziswa kana kuti uchida kusimbisa kuti chirongwa chako chinoda kuvharwa sei, taura neFlightschoolusa kuti utaure nemupi wezano wekunyoresa anogona kukutungamira munzira yekudzidziswa uye maitiro ekunyora inishuwarenzi.

Masosi ane mvumo uye kwekutarisa ruzivo rwepamutemo rwemutemo

Manyuko anotevera anopa ruzivo rwepamutemo rwemutemo, tsananguro dzekuvhara, uye gwara reindasitiri kune vadzidzi vanoongorora inishuwarenzi yendege:

• Kukosha kweInishuwarenzi yeVanorenda Ndege kune Vatyairi vendege — AOPA: Tsananguro inotarisana nenhengo dzeAOPA pamusoro pekuti sei kufukidza kwemunhu kuchikosha panguva yekudzidziswa uye mabasa ekurenda.
• Inishuwarenzi yeVanorenda Ndege — Avemco: Peji rezvigadzirwa zveAvemco rinotsanangura miganhu yemhosva, sarudzo dzekukuvara kwemuviri, uye chinhu chisingabvisirwe mari pamipiro yakasarudzwa.
• Gwaro Rakazara reMutyairi wendege reInshuwarisi Yevanorenda Ndege — SkyWatch: Mitengo yendege, kuenzanisa kwemitengo panguva yezvinodiwa kana zvichidikanwa, uye zvinodiwa zvekutsigira munhu wega.
• Inishuwarenzi Yevanorenda Ndege — Gallagher (AJG): Mienzaniso yemitengo yekutanga uye data remari yekudzivirira pamutemo.
• Inishuwarenzi Yevanorenda Ndege: Zvese Zvaunofanira Kuziva — SuarezCFI: Runyorwa rwekusabatanidzwa uye gwara rekuongorora chibvumirano chekurenda kubva pamaonero eCFI.
• Inishuwarenzi yendege dzisiri dzeEAA: Purogiramu yekubatsira nhengo yeEAA yemhosva yendege dzisiri dzevatorwa, kusanganisira mari yepamutemo uye kufukidzwa kwekutsvaga nekununura.
• Inishuwarenzi Yendege Isina Varidzi — Heffernan Insurance Brokers: Maonero emutengesi pamusoro pemhosva yemutyairi werendi uye kusvibiswa kwemari yake.

Tarisa chibvumirano chekurenda chechikoro chenyu chendege zvakananga kuti uwane mari inobviswa, mutauro we subrogation, uye fomati yehumbowo hweinishuwarenzi inodiwa. Hapana zvinyorwa zvepamhepo zvinotsiva kuverenga mazwi chaiwo echibvumirano auri kusaina. Chinyorwa ichi chinopa ruzivo rwakawanda rwezvidzidzo uye hachirevi zano repamutemo kana reinishuwarenzi; simbisa mitemo yepamutemo iripo uye zvinodiwa neinishuwarenzi yendege ine rezinesi usati watenga.

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